The Fair Credit Reporting Act gives you the right to dispute any and all items on your credit reports that you feel classify as inaccurate, unverifiable, or misleading. If the bureaus can not verify that the information on your reports is indeed correct, then those items must be deleted.

Disputing items on your credit report is easy. Getting results from the credit bureaus is amazingly difficult, complex, and infuriating. It is not a coincidence that the Federal Trade Commission receives more complaints against credit bureaus than any other type of business. Remember, the credit bureaus are primarily interested in protecting their profits. Investigating your challenge consumes these profits. Short of sparking a mass number of lawsuits, the credit bureaus seem to do everything in their power to discourage consumers from making progress in their restoration efforts.

If you decide your time is better spent and you would like a respectable company to help, we HIGHLY recommend using Lexington Law.

Common Myths About Credit Repair 

11 of the most common myths and misconceptions about repairing your credit.

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Credit Repair - How To Do It Legal And Right

To better understand what legal credit repair is, it would be helpful to understand a few types of illegal credit repair:

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Bad Credit Repair - The Law Is On Your Side

Many consumers have the mistaken idea that credit bureaus are federally supported organizations backed by a vast array of laws meant to protect creditors. Nothing could be further from the truth.

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