How to tell you about us . . . Let's start by being honest with you. We are a two person operation who really cares about the information we post. Dewey and Leslie are a father – daughter team and we really mean a team. Leslie does the design, I do the research and most of the writing. Then we collaborate before we post anything.

After attempting to start an online business three years ago, we discovered something - there are A LOT of scams and misinformation out there! We also discovered something about ourselves. First and foremost - we love helping people help themselves!

So we began thinking, "How can we start a website that helps people and empowers them to be successful?" And the answer came to us, "Help people with bad credit!" And that's how www.1-800badcredit.com was started!

Why did we choose the topic of bad credit? Because we've both been there and we've both received AND been denied help. And in hindsight, we wish we knew then what we know now!
 
When Dewey started his businesses back in the 70's and 80's the US economy was tough. He worked hard to keep his credit and debt manageable, but it eventually overwhelmed him and my mother and they ended up in bankruptcy. But not before giving it a good 15 year run.

In the late 80's through the mid-90's bankruptcy ruined you. Most lenders wouldn't give you credit cards or car loans. Renting a home was difficult and owning a home was out of the question.

It took them 10 years to get beyond the bankruptcy and be able to afford a home and get a car loan.
 
My (Leslie) credit card debt piled up on me about 10 years ago through a series of job layoffs and it took me well over 2 years to get back on top. I was turned down for car loans and credit cards and was late on all of my payments. I finally turned to a credit counseling agency that rescued me and helped put me back on the path to sanity.
 
We began researching for this site two years ago with the hopes of bringing sanity back into your life as well. We both understand that life overwhelms you sometimes and that you can get behind. But there is help available!

We have spent countless hours researching and finding lenders, credit counselors and credit card companies that will help you get your life back on track. Lenders that know you're having a tough time, but want to help.

So enjoy the site and please use the Contact Us form if you have any specific questions you want help with. If we don't know the answer right off we'll try to research it and get back to you.

We wish you well and encourage you to live by the motto we've taken for ourselves, Stop letting things happen TO you and start making things happen FOR you!

Dewey & Leslie Kearney
Owners of www.1-800BadCredit.com

About 1-800BadCredit.com