Monthly Budget Worksheet
Budget For The Month Of:    
Category Monthly Amount Budgeted Amount Actually Spent Or Earned + Or - Difference Notes
INCOME        
Monthly Pay (after taxes)        
Alimony or child support received        
Other income (second job, etc.)        
Total Monthly Income        
EXPENSES        
Housing Expenses        
Mortgage or Rent        
Property Tax        
Homeowners or Renters Insurance        
HOA or Condo Fees        
Other: _________________________        
Total Housing Expenses        
Utilities        
Electric        
Gas/Heating Oil        
Water/Sewage        
Land-line Telephone        
Cell Phone        
Trash Collection        
Cable TV        
Internet        
Other: _________________________        
Total Utilities        
Health/Medical *(Amounts you can budget for so that you can "save up" for those unexpected - or expected - medical bills)
Medical Insurance        
Dental Insurance        
Doctor (co-pay)/Lab Bills*        
Dentist Bills*        
Orthodontist Bills*        
Therapist Bills*        
Eyeglasses/Eye Doctor*        
Hospital/Emergency*        
Prescriptions        
Medicine* (not a monthly prescription)        
Other: _________________________        
Total Health/Medical        
Transportation *(Amounts you can budget for so that when the monthly or annual bills come due you will have the money available)
Car Payment        
Car Insurance        
Car Maintenance/Repair*        
Mass Transit (bus, taxi, etc.)        
Gasoline        
Parking/Tolls        
Registration/Tags*        
Other: _________________________        
Total Transportation        
Credit Cards/Loans and Other Expenses      
Credit Card:        
Balance:
Credit Card:        
Balance:
Credit Card:        
Balance:
Credit Card:        
Balance:
Credit Card:        
Balance:
Studen Loans        
Legal Fees        
Alimony or Child Support Paid        
Other: _________________________        
Total Credit Card/Loans And Other        
Food & Entertainment        
Groceries        
Eating Out        
Movie Rentals        
Movie Theater        
Hobbies        
Other: _________________________        
Total Food & Entertainment        
Children *(Amounts you can budget for so that when the monthly or annual bills come due you will have the money available)
Child Care        
School Tuition        
Lunch Money        
School Supplies*        
Lessons/Sports*        
New Clothing*        
Haircuts and Personal Grooming        
Allowances        
Other: _________________________        
Total Children Expenses        
Personal Expenses *(Amounts you can budget for so that you will have the money available)
Dry Cleaning/Laundry        
Haircuts and Personal Grooming        
Gym Membership        
New Clothing*        
Other: _________________________        
Total Personal Expenses        
Expenses: Savings/Large Expenses *(Amounts you can budget for so that you will have the money available)
Personal Savings        
Gifts (Holidays & Birthday)*        
House Maintenance/Repair*        
Furniture*        
Church/Charity*        
Vacation*        
Other: _________________________        
Total Savings/Large Expenses        
Total Monthly Income        
Total Monthly Expenses        
+ or - Difference